![]() ![]() It’s also helpful to keep receipts and to note the serial numbers for your gadgets. Our Home Inventory is a helpful tool for noting quantity and original cost (download it here). Make special note of your most valuable items (jewelry, antiques, electronics) and where you keep them. Photography is your friend go from room to room, taking pictures (or even video, provided you narrate!) as you go. How you document your household inventory is important. Step Three Making a Home Inventory List - Document Everything For an insurance home inventory, remember to include your attic, garage, and even detached structures (like your tool shed). By plotting your course in advance, you’re saving yourself time and also decreasing your chances of missing important inventory items. Map your course through your household and move room to room methodically. Step Two Starting an Insurance Home Inventory - Method to the Madnessīefore you start making your home inventory list, plan your starting point. Tidy up it’s easier to see what you have if your possessions aren’t in piles on the floor of your closet or crumpled up in a junk drawer. You’ll want to document things like the contents of your tool boxes and closets. Where do you start? Read on! Step One Starting a Household Inventory - Get Organizedįirst of all, you’ll need to get organized. It can help you decide how much and what type of homeowners insurance to buy, speed up the claims process, and help verify losses for your income tax return. For peace of mind, and for insurance purposes, a home inventory is just a smart move. But what about those plastic bins of toys you keep under the stairs? Your collection of antique china? That expensive woodworking equipment? You might have already taken stock of the big things, but in an emergency, could you do a mental household inventory list and name all your valuables? That’s why it’s important to do a home inventory. You know how much you paid for that new TV same for your computer. Hobby collections like sports cards, thimbles, etc.Five Simple Steps for an Insurance Home Inventory.Entertainment items like books, games, movies.Here is a quick overview of items you will want to include in your inventory: The printable packet has a list of suggestions for items that should probably be documented. Even small items add up when you are looking at replacing the items. Remember that if you had to start completely over and purchase every single item you currently own, how much money that would cost. WHAT SHOULD I DOCUMENT IN THE HOUSEHOLD INVENTORY?Ī common question is what should I document in the inventory?ĭo small items count? Should I only document expensive items? Once you are done the household inventory needs to be stored in a fireproof safe or offsite in a safety deposit box. ![]() Take pictures or videos as you walk through and be sure to store the video and photos in the cloud so you can access them from anywhere. ![]() If you have receipts for these items they can be attached to the document. There is room on the sheet to list make and model or serial number for items that have a make and model or serial number. Use the printable inventory sheets to list out your belongings. The next step is to do a slow walk through of your home room by room. The first step is to print off this home inventory printable packet (scroll down to print). HOW TO DO A HOME INVENTORYĬompleting a home inventory is simple but may take a little time. ![]() It is important to do a home inventory for peace of mind. Remember that if you need a home inventory something serious has occurred and it will be difficult to remember everything you owned during a stressful situation. If you are able to present a detailed home inventory to your insurance adjuster or the police it will make the process of claims much simpler. It will also help if you have a home burglary. The household inventory comes in very handy in the event your home is damaged or destroyed in a fire, tornado, hurricane, earthquake or other natural disasters. A home inventory is a detailed breakdown of everything you own within your home. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |